Certificate of Deposit

We Have a Certificate of Deposit That’s Right for You

Investing your funds for a longer period of time in a NCF CD is a great way to lock into higher rates while choosing the term that suits you… from as little as three months NCF  CDs are backed by the Federal Deposit Insurance Corporation for up to $250,000 per individual – making them as safe as any investment in the world. We offer Certificates of Deposit in a broad range of maturities, each designed with a particular goal in mind. And, for as little as $2,500, you can open your own CD. To help you decide which CD will best meet your needs, take our One-Minute Certificate of Deposit Test. Then request a CD quote from one of our Customer Services Representatives today at 845-3636 in New Carlisle, 342-1999 in Springfield, or 667-7667 in Tipp City.

  • Short-Term CDs. Short term savings certificates, usually up to 6 months, offer you the fastest, readiest access to your money.
  • Medium-Term CDs. Our 12 to 24 month medium-term CDs offer you higher yields than shorter term CDs.
  • Long-Term CDs. If you have a long-term outlook, our CDs with maturities more than 24 months reward you with the highest yields we have to offer.

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CD RatesIcon For: Rates

Term Rate APY*
12-month CD 1.65% 1.66%
24-month CD 2.08% 2.10%
36-month CD 2.23% 2.25%
48-month CD 2.32% 2.35%
60-month CD 2.42% 2.45%
More Rates

*APY refers to Annual Percentage Yield based on simple interest.
Rates are subject to change without notice.
Fees could reduce earnings. Early withdrawals maybe subject to a penalty