Auto Loans

Put Yourself in the Driver’s Seat—with a NCF Auto Loan

If it seems like you need to be a world class negotiator these days to buy a new car, van or truck, you’re not alone. That’s why many smart new car buyers are turning to pre-approved financing. With a pre-approved auto loan from NCF, buying the new or used vehicle you want can be quick and easy. That’s because we “pre-approve” you for the amount you need, before you visit the dealership. And there’s absolutely no obligation to buy a vehicle or take the loan. With a NCF Auto Loan, dealers will view you as a cash customer and you’ll be in a much better bargaining position. You’ll have the ability to negotiate a better vehicle price and, in most cases, drive away the same day. Here’s how to get started:

  1. First, take our One-Minute Auto Loan Test. You may be surprised to find out how much more car you can drive.
  2. Apply for pre-approval with our Secure Loan Application, or call your local branch. We’ll get back to you right away with the answer you need.
  3. Call or visit a local auto dealer to get a price quote on the vehicle you want. Of course you’ll want to let the dealer know that you’ll be financing your vehicle with us, AFTER you’ve made your best deal.

With a NCF Auto Loan, you’ll get reasonable rates and a flexible repayment plan. We’ll also help you figure out what financing program is right for you. * APR is based on a $25,000 loan amount, 6-year loan term, loan fee of $159, and automatic payment from a NCF account.  Loan approval subject to the bank’s underwriting requirements. Loan terms and conditions are subject to change without notice.  Must be a new loan with NCF.

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Take a One-Minute Test to see if you’re in a good borrowing position. It's quick and easy.

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