Business Checking & Savings

Business Checking Accounts

New Carlisle Federal has a checking plan to fit your business needs, whatever your time and place in life. From free basic checking to interest bearing accounts for personal or business use, you’ll find the convenience, safety, service, and features you want.


BankDirect – Electronic Business Services Account

We offer electronic banking solutions for our business customers to make banking easier. BankDirect offers the ability to deposit your checks without making a trip to the bank, pay state and federal taxes electronically, pay invoices by phone or the internet, allow your customers to pay your invoices by phone or internet, collect recurring payments electronically, move funds between your corporate accounts, offer direct deposit for your employee’s payroll and eliminate wire transfer fees.

 

Analysis Business Checking Account

The Analysis Business Account is available for corporations and partnerships. A monthly fee is instituted and certain transactions are charged a service fee. These service charges may be reduced by an earnings credit which is based on the average collected balance less reserve requirements. The earnings credit rate is the savings account rate plus 1%.

 

Sole Proprietor Checking Account

Sole proprietors can open this interest bearing account with 15 free checks per month. There is an average balance requirement of $500 to avoid the monthly service charge fee. Additional fees apply for certain transactions including ATM transactions.

 

Non-Profit Checking Account

Any non-profit organizations such as churches, scouts, PTOs, Boosters, etc. can open a non-profit checking account. This is an interest bearing account with 10 free checks per month. Maintain an average balance of $500 and avoid the monthly service charge fee.

 

Small Business Checking

For small business we have designed a non-interest bearing checking account with a minimum opening deposit of $50.00. You will receive 150 transactions free per month and a charge of $0.50 for each transaction over 150. There is no minimum balance requirement for this checking account. Transactions include deposits, deposited items, checks written, ACH deposits and withdraws and any item that would post to the account.


Want to switch your account to New Carlisle Federal?

Learn how to switch your accounts with our switch kit and enjoy the benefits of being a New Carlisle Federal customer. It’s as easy as 1-2-3!

Important Information for Opening a New Account

Identification Procedures Requirements: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.


If you need to reorder checks use our secure Check Reorder Form.