Current Rates

Deposit Accounts	Rate	APY*
Statement Savings	0.20%	0.20%
Now Checking Account	0.05%	0.05%

*APY - Annual Percentage Yield.

Certificate Specials	Minimum Amount	Rate**	APY*
10 Months	$ 10,000	2.92%	2.96%
33 Months	$ 10,000	3.82%	3.89%

Contact one of our convenient offices for other CD rates.

*APY - Annual Percentage Yield.
**Rates are fixed unless otherwise noted and subject to change without notice.

Amount	Rate	APY*
$100,000 +	1.75%	1.77%
$50,000 - $99,999	1.00%	1.01%
$25,000 - $49,999	0.73%	0.73%
$10,000 - $24,999	0.37%	0.37%
$0.01 - $9,999***	0.20%	0.20%

Automobile	Term	Rate	APR*
New**	60 Month	7.10%	7.42%
Used & Demo***	48 Month	8.25%	8.96%

*APR - Annual Percentage Rate. **APR is based on an $18,000 loan at the given rate with a $135 processing fee. ***APR is based on a $10,000 loan at the given rate with a $135 processing fee.

Loans Secured By Deposit Accounts

Loans against Savings Accounts and Certificates of Deposit are made at 3% above the deposit interest rate or the prime rate, whichever is higher.

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